Rajasthan banks have witnessed heavy withdrawals and deposits measuring upto Rs. 355.55 crore in between the dates November 30 and December 28 which has led to dubious situations of non-legal transactions conducted to launder and conceal the black money with the help of Pradhan Mantri Jan Dhan Yojna (PMJDY) accounts.
The total sum of deposits in the month of November reached to Rs. 6,311.16 crore. However it fell to Rs. 5,944.91 crore in the month of December.
Witnessing these crazy transaction behaviours, bank officials has marked it red and brought it under notice of income tax department. An official in charge of PMJDY accounts said, “If we go by the recent trend, the balance in PMJDY accounts should have gone up from that in November. But we had a reverse trend in the state. Withdrawals outnumbered deposits which seem erratic and points to possible conversion of black money”.
They have seen this abnormal deposit and withdrawal behaviour after the act of demonetisation which continued till December.
They also mentioned that till October end, these accounts saw the deposits till Rs. 3,390 crore only. After the demonetisation announcement was made, these accounts swelled by a whooping sum of Rs. 2,987 crore between the dates November 9 to 30. Also, 4 lakh fresh accounts were opened amidst this period. Hence, total number of Jan dhan accounts roused from Rs. 1.86 crore to Rs. 1.90 crore.
In fact, an anonymous senior bank official talked about the incidents of money depositing in PMJDY accounts and withdrawn the very next day.
Even after the these heavy deposits, the percent value of zero balance account remain the at about 24.13 per cent deposit surge in deposits.
This pioneer scheme name as Prdahan Mantri Jan Dhan Yojana was introduced in August month of 2014 to enhance and promote the banking system in the country and more financial inclination by poor.
